Title Insurance

Short Sale

Purchase/Sale – Refinancing of a mortgage, homeowners seek to replace their current loans with more financially attractive products. Refinance loans tend to become more popular with consumers keen to reduce their monthly payments, tap into the equity they’ve built up in their homes or simply to increase or decrease the loan term.

Title Insurance – is a form of indemnity insurance predominantly found in the United States which insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. Title insurance is principally a product developed and sold in the United States as a result of an alleged comparative deficiency of the U.S. land records laws. It is meant to protect an owner’s or a lender’s financial interest in real property against loss due to title defects, liens or other matters. Ready-made company . It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.

Refinance – A refinance home loan is a new mortgage that replaces your old one, usually with better terms. Refinancing can save you money every month or give you cash for financial needs, including home improvements or college expenses. Refinancing a home is not without financial danger, however; smart refinancing begins with running the numbers.

Short Sale – A short sale is a sale of real estate in which the proceeds from selling the property will fall short of the balance of debts secured by liens against the property, and the property owner cannot afford to repay the liens’ full amounts, and whereby the lien holders agree to release their lien on the real estate and accept less than the amount owed on the debt. Any unpaid balance owed to the creditors is known as a deficiency. Short sale agreements do not necessarily release borrowers from their obligations to repay any deficiencies of the loans, unless specifically agreed to between the parties.

Courtesy Closing – is a service provided in the US to escrow, title, and mortgage companies to close real estate, refinance, and loan transactions. Generally, real estate documents are signed and the transactions are closed at a predetermined settlement location, such as an escrow firm, a title company or an attorney’s office. If the time or place is not convenient for one of the parties, then a courtesy signing may be arranged, in which documents are forwarded to and signatures are taken by another office or party who is not handling the actual settlement.

Mobile Closing – We are available for travel to your house, work, or wherever makes sense for you. If you are traveling in a different State we can accommodate by having a closer come to you.